
The Pathways Living & Spending Challenge!
Real-World Financial Learning Through an Engaging Experience

The Living & Spending Challenge is an interactive financial-education program designed to help children, youth, and adults strengthen their understanding of money, lifestyle choices, and financial responsibility.
Through an engaging, age-appropriate experience, participants explore how everyday choices can affect their present circumstances and future goals.
The program encourages critical thinking, informed decision-making, and greater confidence when managing financial responsibilities.
An Experience That Makes Financial Education Relevant

Traditional financial education can sometimes feel disconnected from real life.
The Living & Spending Challenge helps participants connect financial concepts to situations they may encounter at home, in school, in the workplace, and throughout adulthood.
Each session is facilitated by Pathways Beyond Borders and customized based on the age, needs, and goals of the participating group.
Participants leave with a stronger understanding of:
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Budgeting and financial planning
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The relationship between income and lifestyle
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Needs, wants, and financial priorities
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Career and educational decision-making
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Saving and preparing for unexpected expenses
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The long-term impact of financial choices
Specific program activities, materials, and curriculum are proprietary to Pathways Beyond Borders.


